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Learn how to get paid helping homeowners recover money they're legally owed.
The county posts this money on their own website. We'll show you exactly how it works.
No credit card required. Free account. Instant access.
What surplus funds are
Money the county is holding that belongs to someone else.
When a foreclosed home sells for more than the outstanding debt, the extra proceeds — the surplus funds — belong to the former owner, not the county. Most former owners never know it's there.
State law sets a deadline after which those funds are forfeited. Miss the window and the money is gone for good.
That's where you come in: you help the owner recover what they're owed, and you earn a commission on the recovery. No real estate license, no capital, no credit — just public records, a phone, and the right framework.
The system
Identify. Reach. Lock. Win.
Four steps that take you from zero knowledge to a closed claim — built for people with no capital, no credit, and no license.
Identify
Pull public records from county clerks and sheriff's sale databases. Identify a real pipeline of live surplus opportunities.
Reach
Reach former property owners and use proven scripts to get the agreement signed on the first call.
Lock
Lock in the claim using county-by-county templates and follow-up sequences that actually move the money.
Win
Collect your fee and earn the client's referral.
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Meet your instructor
Eric Richardson
The #1 Educator in Surplus Funds Recovery. Over $100 Million recovered. Over 10,000 satisfied students.
Student stories
Real students. Real process.
How She Built a Steady Pipeline of Recovery Deals
Not a typical result. See disclosure below.
From Side Hustle to Full-Time: Building a Surplus Funds Business
Not a typical result. See disclosure below.
How Greg Closed His Surplus Funds Recovery Deal
Not a typical result. See disclosure below.
How a 70-Year-Old Student Closed Her Largest Deal Yet
Not a typical result. See disclosure below.
His First Recovery Deal, Start to Finish
Not a typical result. See disclosure below.
A New Student Walks Through Her First Win
Not a typical result. See disclosure below.
The checks
Real recoveries, real checks.
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FAQ
Honest answers to the real questions.
No. Surplus funds recovery is a public records process, not a real estate transaction. Most of Eric's top students came from outside real estate entirely: truck drivers, single parents, retail managers, side hustlers. The training shows you the exact public records and county filing process anyone can use.
Results disclosure
These are real students and real outcomes, and they are not typical. How quickly a student moves through the process depends mostly on how fast they start reaching out after pulling records; some move faster than others, and some never close a claim at all. Results depend on time invested, local market conditions, and factors outside our control. Nothing on this page is a guarantee of income for any individual.
This is educational content and not legal or financial advice.
No credit card required. Free account. Instant access.